Payment Plans

Dental Finance

Here at Coastwide Smiles Dentalcare we understand that patients also like to have the flexibility of having a dental payment plan option available to them and with this in mind, we offer dental plans to best suit our patient.

Having a dental plan and with zero interest options, make it easy to have necessary dental treatment without delay and which in the long term is beneficial to achieve maximum dental health. If dental concerns are left, they will deteriorate and which in turn, can result in more extensive and expensive treatment needed.

Our reception team will be happy to give you more information about the payment plans offered.

MySmile Plan

Coastwide Smiles Dentalcare is now offering Dental Finance for treatment plans valued from $1000 - $9000.00

Coastwide Smiles Offers you:

  • Up to $9,000
  • Over 15 months
  • Easy fortnightly payments
  • Simple application process at the practice
  • Low establishment fee

Coastwide Smiles have a revolving credit facility so you can draw down available credit for subsequent treatment costs, with no re-draw fees.

Just like a credit card, you can re-borrow whatever you've paid off, up to 80% of the original loan. For example, if you've taken out It’s Your Smile Dental Finance for a $5,000 treatment and have already paid off $3,000, you can then re-draw an additional $2,000 for any additional treatment if required.

Application process

Following a consult with your dentist and acceptance of the treatment plan, the Coastwide Smiles Dental application process is quick and easy. All you have to do is provide:

  • Photo ID: Australian Driver's Licence or other government photo ID showing address
  • Credit card: MasterCard Visa Debit or Credit Card
  • Contact details: 2 contact phone numbers and an email address

With this information, the team at your dentist will enter your details and a quick credit check will be performed. It is not income tested so no pay slips are required. On approval, you simply pay a 20% deposit and the one off $39 establishment fee prior to the commencement of your treatment plan.

For more information, visit

Gem Visa

Coastwide Smiles Dentalcare offer another payment plan through Gem Visa, which is an option patients may also prefer.

Gem Visa provides the following:

  • 0% Interest - Enjoy 12 month Interest Free on Dental visit.
  • Streamlined rates, fees and online set up.

Gem Visa rates are easy to understand and you’ll only have to pay one manageable annual fee.